Ritu opens a saving bank account with a bank on 9th July, 2003 with a cash deposit of Rs.10000. Subsequently she deposited Rs.5000 on 8th day of every month. She withdrew Rs.4000 on 3rd September and Rs.6000 on 9th November 2003. If the bank pays interest at the rate of 4% per annum, payable at the end of June and December. Write all the entries, including interest, which are made up to 1st January, 2004.